- The growing need among consumers to control spending.
- Paperless payroll has become much more commonplace and desirable.
- Increasing needs and numbers of the unbanked, and under-banked.
- Growing identity theft protection and security concerns.
- Prepaid cards are more secure than cash.
- Debit cards are more readily accepted than checks.
- The desire to avoid debt and high interest rates.
- "Plastic" is required to fully participate in our economy!
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